Smart to be in debt?

It is possible to live completely debt-free - we’ve all heard of people who sell everything they have and trade it in for a camper van or make the choice to rent and save for retirement rather than tie themselves to a 30 year home-loan. Perhaps it’s fear that compels the...
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The Auckland market is BUSY right now. There is a lot on the market and real estate agents are being kept on their toes. A friend of mine recently found a brilliant new listing and after a couple of days deliberating on the home called the agent only to find it had already g...
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Property investors and first home buyers who are fearing or hoping a surge of new housing supply should know it will be very hard for the Government to engineer.  In this month,s Interest Rate outlook we chart heavy headwinds buffeting Kiwibuild.   Housing and...
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Hotel prices are skyrocketing in New Zealand at the moment - up to twice their usual rate in many Auckland venues, as visitors pour into the city.  Even in 2016 the Herald reported that the number of tourists visiting New Zealand has increased by 700,000, or 26%, over t...
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The Reserve Bank has slightly eased its restrictions on Loan to Value Ratios (LVRs), but does not expect this to fire up a housing market that is flattening out in the wake of Auckland’s slump in volumes over the last year.The bank announced this week that it would lift it...
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Quiet housing market focuses on election.Suddenly, everyone is talking about politics and what a potential change of government might mean for the housing market. Sales activity continued to cool through July and August and prices are flat to slightly down in Auckland a...
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KiwiSaver is only going to become more and more important as time marches on. For many of you it will soon become the second largest asset after your home.However, research tells us that many of us don’t fully understand KiwiSaver and that just under half of all KiwiSaver ...
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Did you know that one in six New Zealand adults were diagnosed with a common mental disorder at some time in their lives? This is according to the 2012/13 New Zealand Health Survey and that women were around 1.6 times likely to have been diagnosed with a common men...
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One of the most important things we can do as parents is to teach our children the value of money and how to manage it wisely.  An easy way to do this is to introduce a Pocket Money reward system for kids that instills good habits, a work ethic, and personal r...
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One of the most important things when falling ill is to feel confident about a diagnosis, and to get definitive advice about the treatment that's best. Best Doctors' offers you and your family remote access to over 53,000 leading medical specialists worldwide. They have all ...
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