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Baby, oh baby!

A new baby is a perfect opportunity to review your financial situation and ensure that your family are covered in the event of the unexpected.

Here's a reminder of the options and benefits available to new parents by some of our insurers:

Life Events Benefit

Along with the joy a new baby brings, also comes increased financial responsibility. Some insurers allow clients to increase their Life, Trauma or Complete Disablement Cover by up to $250,000, without evidence of health, when they experience a life event such as the birth or legal adoption of a child.

Parental Leave Loyalty Benefit

Unless you’re royalty (or very wealthy), the additional expenses and time away from work often results in a tightening of purse strings for new parents. Some insurers offer customers who have had their policy for three years or more have the option to suspend their cover for up to 12 months if they’re on maternity leave and they will receive one month’s free cover per year of cover.

Children's Major Medical Cover

Children are automatically covered with some insurers under their parents Major Medical policy for the first three months of being born. For cover to continue beyond three months, all you need to do is contact us within the three month period to advise the name, gender and date of birth of the child and we will add the child to the policy and apply the relevant premium.

Some terms, conditions and exclusions apply so if you want to know what you're entitled to we can help. Simply gives us a call on 0508 THE MARSHALL.


 

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